diff --git a/hw/core/loader.c b/hw/core/loader.c
index 91669d65aa..c08f130461 100644
--- a/hw/core/loader.c
+++ b/hw/core/loader.c
@@ -1104,20 +1104,22 @@ int rom_check_and_register_reset(void)
         if (rom->fw_file) {
             continue;
         }
-        if ((addr > rom->addr) && (as == rom->as)) {
-            fprintf(stderr, "rom: requested regions overlap "
-                    "(rom %s. free=0x" TARGET_FMT_plx
-                    ", addr=0x" TARGET_FMT_plx ")\n",
-                    rom->name, addr, rom->addr);
-            return -1;
+        if (!rom->mr) {
+            if ((addr > rom->addr) && (as == rom->as)) {
+                fprintf(stderr, "rom: requested regions overlap "
+                        "(rom %s. free=0x" TARGET_FMT_plx
+                        ", addr=0x" TARGET_FMT_plx ")\n",
+                        rom->name, addr, rom->addr);
+                return -1;
+            }
+            addr  = rom->addr;
+            addr += rom->romsize;
+            as = rom->as;
         }
-        addr  = rom->addr;
-        addr += rom->romsize;
         section = memory_region_find(rom->mr ? rom->mr : get_system_memory(),
                                      rom->addr, 1);
         rom->isrom = int128_nz(section.size) && memory_region_is_rom(section.mr);
         memory_region_unref(section.mr);
-        as = rom->as;
     }
     qemu_register_reset(rom_reset, NULL);
     roms_loaded = 1;